Top Features Of The Professional Bangalore Escorts Services

Summary: It is good to know about the top features of the Bangalore Escorts Services before you hire them for an event. These features determine the high level of these girls.

Like other professionals, escorts have some distinct features that can decide the quality of their service. The higher level they belong the better quality you can expect from them. When you are planning to hire an escort girl for yourself, you need to be sure about these features. This will help you in getting the service of the most reputed and efficient girls of this industry. Moreover, they can offer you the best service of the industry at a reasonable rate.

A Mesmerizing Smile

People love to see a smiling face. Thus, when clients are looking for an escort girl, they prefer to hire women who have a mesmerizing smile. The owner of a beautiful smile can win millions of heart easily. When you are looking for the Bangalore Escorts Service you must look for a girl whose smile is not only beautiful but also attractive. Sometimes, we meet a person and feel a terrible attraction towards him or her just because of his or her smile. People with beautiful smile may not need any makeup as well.

A Charming Personality

The girl you hire should have a charming personality. You should feel special when you are with her because of her special attention towards you. Besides, the girls should have the capability of attracting anyone by her charming personality. An escort girl may need to meet different types of people every day. Bangalore Escorts They should have a positive and impressive approach towards their clients. This will help them in building a good relationship with their clients and they can earn a good reputation in the market as well. Even if the girl is not very gorgeous, then also she can be able to win the heart of the clients with the power of her unique personality.

Professional Attitude Is Required

It is a profession where serious and dedicated workers are required. The Bangalore Escorts Girls should posses a sincere attitude towards their job. When you are hiring the girl, she must be prepared with all her professionalism, dedication and efficiency. Punctuality, efficiency, and trustworthiness are some quality that you should find in the escort girl you hire for your special evening.

Real Estate Investing by Flipping Houses

In today’s economic times, the interest rates are dropping and foreclosures are on the rise.  For you,  real   estate  investing, if done correctly, can be beneficial.   Purchasing a house and “flipping’ it can be a lucrative investment if you can do a lot of the muscle work yourself.  “If” being the big word here.

“Flipping” a house is a term designated to purchasing a piece of  real   estate  that needs work or a “Fixer Upper” as my generation used to term this type of property.  This form of  real   estate  investing has been highly popularized through the popular A&E TV Show appropriately titled, “Flip This House.”

Remember in school when you made a list of your homework?  Ok, so I was a geek in school.   Flipping a house requires you to do your research (cool internet here I come), check the average prices for surrounding property (ok, free exercise walking the neighborhood), similar to the one you are considering.   You then need to prepare a list of what needs to be updated, brought up to code (here come the headaches dealing with the local government), or to make the property more appealing.  When making this list, don’t forget the outside of the building as well as the grounds.  Think about it, would you rather purchase a house that looks like a mansion or a house that looks like a shack?   If you are not sure what should be done to make the property increase in value to re-list on the market at a higher price than what you paid, call your realtor and ask what most people are looking for in  real   estate .

Once you have this list, look to see what you know you can do yourself, what you think you could do, and those you would need to contract out to others.   If you can hammer a nail, use a paint brush, can see what needs to be done, and willing to put a little elbow grease into it, you should do what you can on your own.  Not sure how to do this?  Then I would suggest a visit to the local library for self help books, check out the internet, or let your fingers do the walking in the yellow pages.  One word of advice, keep ice, Band-Aids, turpentine, and your cell phone close by, trust me on this one.  Band-Aids help to keep the blood off of the property.

After you have updated the rooms, made sure everything is up to code, the inside and the outside is aesthetically pleasing, plants and foliage around, you are now ready to have your best friend walk through and let you know what you have missed, hey what are friends for if not to let you know what you have missed.  You have made the property to compare and compete with the surrounding properties.

Now it is time to figure the cost of what you should list the house.  You have the cost you originally purchased the property, the amount it cost you to do the repairs or have someone else do the repairs.   As long as the repairs, updates, and changes you have done have been done correctly, you have increased the value of the house.  Now is the time to bring in your Realtor and work with them to set a price for the property at a nice profit.  Real   Estate  Investing conducted through the process of Flipping Houses can indeed be a considerably profitable venture, yet if not done correctly, could also be significantly costly as well. It’s all up to you my fellow  real   estate  investor?

Real Estate Investment for Beginners

As a  real   estate  broker, I often meet self-identified  real   estate  investors. When I speak to these people, I usually find that they are either true investors or  real   estate  “investors.” The difference is that the  real   estate  “investor” often has never actually bought an investment property. They often downplay the difficulties of  real   estate  investment, and they generally are very eager to peddle their “expert knowledge.” The true investor is usually experienced and is privy to a few basic facts:

1) It’s not TV

“Flip This House” is great television – but is about as realistic as “Sponge Bob Square Pants.” “Flip This House” will show you a tidy $150,000 profit wrapped up in a 30 minute episode because viewers want to see the money and not the work involved. Real investing is very lucrative, but investors also spend years honing skills and market knowledge that lets them find properties under market value.

2) Walk before you run.

Too many investors start with high-risk properties, which is a little like deciding to run a marathon when you’re a couch potato. In both cases, you’re likely to get hurt. New investors need to start small and learn to minimize risk while lowering variable costs. For example, new investors are better off buying a property that’s already rented out to credit-worthy, long-term tenants. For a first time rehab project, buy the house as your home or build in at least 6 months of carrying costs. Once you have made a few deals, you will have the experience for bigger investments.

3) Investment is Long Term

Many new investors assume that they can make quick money by flipping houses, but unless you make 1031 exchange work for you, flipping results in short term capital gains only. Savvy investors focus on income producing properties. They purchase property in a market that seems likely to appreciate, hire a property management company, and let checks come in monthly for several years. The passive income lets them earn consistently while property value rises.

4) Use a Realtor Wisely.

Research realtors until you find one who not only works with investors but makes good investments themselves. Don’t make the mistake that many new “investors” make by going after the agent’s commission. You want a realtor to be on your side.

5) Work With a Business Plan.

All successful professionals and companies have business plans – and you should, too. Determine what properties you are interested in, how much money you can make, how much money a property will cost to buy and maintain and decide your business goals. Work on paper, coming up with every possible expense and writing down how to minimize risks or any problems that may crop up. Once you have a plan, don’t waver from it.

6) Take Action!

You can’t make money if you don’t invest. Once you have your business plan and you see a property that looks like a good deal, take out an option period. In Texas, you can get a 10 day option period for $100 in many cases, which gives you plenty of time to research and snap up a great opportunity.

7) Talk Yourself Out of the Deal

Once you have contracted a property that fits your business plan, play devil’s advocate. Working on paper, come up with everything that could go wrong and what you can do if something negative does happen. If there are negatives that you can’t mitigate, walk away. You want a property that will make you money no matter what, so that if the worst does happen you won’t be ruined.

Not everyone claiming to be a  real   estate  “investor” actually is one. Following these simple steps and learning from successful investors can make you one of the few who do and not the many that merely talk.

Buying a Timeshare in South Beach – A Real Estate Investors Point of View

We hadn’t even checked into our little boutique hotel on Ocean Drive in Miami’s South Beach when Danny was greeting us with promises of VIP passes to the Mansion, reserved chairs, tent and towels at Nikki Beach, $100 in gas, a free meal and more, if we would spend 60 minutes listening to the hotel’s timeshare deal.

My wife Julie and I took a tour in Maui of the Westin Timeshares but didn’t go through the salespitch. I am not in the market for a timeshare, but I’ve always wondered if they would make a good real estate investment (and, I love the idea of getting free stuff for listening to someone tell me about a real estate deal). Julie hates wasting time but was curious and reluctantly agreed to sit through the spiel.

We barely managed to get checked into the hotel, and we were ushered up to the fourth floor to begin. We walk into what used to be a hotel room, and were offered the choice between two of the empty tables at the back. We were both expecting a one on many presentation. But, it looked like we were about to get a one on one sales presentation.

The room was buzzing with conversation as there were 8 other tables of couples listening as salesmen gave them their best pitches.

No less than 90 minutes later, we had walked our 22 year old salesman through our extensive travels over the past two years. He felt bad that we didn’t know about this deal sooner. He told us we would have saved SO MUCH money if we had known about this deal before we went to Spain, England, France, Belize, Hawaii, and Australia. He emphasized that this was an investment because when we would sell the property later we would get more than our money back. He also slipped in the fact that we could ‘game’ the system by renting our property out at peak times if we weren’t going to use it, and, make money from that to pay for future trips.

Careful to always show us the low amounts when referring to what each week would cost in terms of timeshare points (I will get to that in a sec), and to tell us the higher end of what we’d be otherwise spend if we didn’t have this deal, he artfully painted a powerful picture of what life would be like once we were the proud owners of South Beach timeshare.

At this point, we knew the general structure of the deal, but we still did not know the price. But here is how it works:

  • Annually you get 7,800 points,
  • The points accumulate and rollover, so unused points just roll into the following year,
  • You can break them up and use them for 4 days or 3 days instead of only week chunks,
  • Your friends and family can use your points so long as you make the booking,
  • Your points can be used directly at any of their resorts or through their network of timeshares,
  • There are no black out periods, and because you are buying at South Beach which is top tier you can more easily stay at other desirable locations around the world.

     

500 points would get us a week in Costa Rica. But, as we dug into it, we found out that 500 points was for what they called GREEN weeks, which basically means nobody in their right mind travels there during that period because of volatile weather conditions.

Realistically, with those points, we would get two weeks at a place we would want to stay during the time period we would want to stay. By compromising on either the quality of property or the timing of the trips, we could potentially squeeze four weeks out of it. But I can’t say that with confidence.

This timeshare program definitely seemed to have some advantages over what we’d heard about timeshares from other people. For example, you are not stuck to one specific week each year. You don’t lose your points if you don’t use them. And you can transfer to your friends or family as long as you make the booking yourself. It also seemed very flexible.

Really, it didn’t sound half bad. I am sure Julie was nervous that I was going to want to buy one. But, at this point we still didn’t know the price.

FINALLY, as we are getting close to two hours sitting at this little table, and Julie is about to pass out on the table from exhaustion and impatience, we learn that all this could be ours for $36,000.

And with their financing, at the rate of 18% APR, your total cost for the purchase comes to $39,180 + $9,000 (required 25% downpayment) = $48,180.

In addition to that, your timeshare fees for maintenance, taxes and insurance are $963/year (total of $4,815). So your grand total for owning this time share for 5 years is:

$52,995 which works out to $10,599 per year.

Or, put another way, it’s the same as paying $757/night at a hotel of your choosing during a two week vacation each year for 5 years.

Even if you buy it with cash (no financing) and hold it for 15 years, you are still going to be paying the equivalent of $240/night each year for your two weeks of vacation. I don’t think you can rent out your properties enough to cover your costs on that one!!

And the worst part is that the locations they offered were not of much interest to us. And you had to pay $154 to transfer your points for use at their network properties. We ARE big travelers, but that also makes us pretty particular. We know we like to be within walking distance of the sites and highlights of places we visit. We don’t want to be outside of the city, or at least not centrally located. Our young salesman tried to convince us that the amount we were saving was going to make a $5 cab ride to get to the things we wanted to see or do worth it. It would be more like a $25 cab ride…each way…every time we wanted to go anywhere. What a pain!

For $757/night, let’s face it, we can stay in some pretty swanky places RIGHT IN THE MIDDLE Of the action just about anywhere in the world.

So, we said no thanks. But, wait, we couldn’t just leave because we decided this wasn’t a deal for us. We had to tell his manager why we weren’t buying. And after that we had to meet one last person.

This final guy sat down and actually told us that they didn’t want to lose out on our business. They wanted to give us the opportunity to enjoy the resort further. To do that, they were prepared to hold the $36,000 price for us for two years, and they would give us 8,000 points to use for the low price of $2,200! Maybe it’s a better deal, but we’re still not interested.

Ok, so for most people, you won’t make money or save money because you own this timeshare, but maybe you can resell it later for a higher price? I went onto multiple sites that have resale timeshares on them, and found this exact timeshare on sale for $21,000 with a note beside it saying “negotiable”. And a quick look around at other timeshares within this resort group showed a sad story of prices dropping, and people anxious to offload their timeshares at rock bottom prices. So, it doesn’t look like it’s a good investment either.

And on top of all of this, the free gifts that I got all excited about are pretty much useless. The hoops you have to jump through to get any of the rewards are ridiculous. Take the free $100 in gas for instance. You will enjoy a $25 rebate each month you spend $100…but it has to be four consecutive months of spending $100 and sending in your receipts or you don’t get it! I am sure 99% of the people never use most of the free gifts you get.

After the long presentation, Julie smugly said to me “So, you promise we never have to do that again?”. But, I’m a real estate investor, and when I see someone talking about a deal, I get curious. So, I couldn’t tell her that would be our last one, but I tried to reassure her that the next one would give us really good gifts!

Invest Happy in Florida Real Estate

Well all I can say is that Florida is a very special, and it has the unique flavor of being an international city as well as synonymous with the rustic beauty of beautiful parks. Here you can enjoy spaceport as well as find yourself in the middle of the wildlife refuge. Nowhere else in the world can you choose from among the hundreds of breathtaking rides and within minutes, camp at the edge of a spring fed stream. This is the dream place that can give you a great quality of life as this place has it all, the said potential to it is priceless and have been known to boasts the best ocean front real estate and the weather is really exotic to a unique fault. I think that Florida has been popular with investors and developers because of its natural beauty and of course potential.

I know for a fact generally, as a prospective homeowner, you should decide on the desired place to live by looking out for one that suits your budget, whether it is an apartment or a luxurious mansion or even a pricey combo unit. Initially, you can start by visiting all the neighborhood places to find a good venue and to ease this problem you can always start looking out at neighborhood guide from the greater convention or even hunt through real estate subject pages to locate the perfect spot for your dream home. Normally a neighborhood like that is hard to come by. So, Florida possesses the known potential and the resources, is it enough o lure you in the famous Sunshine State? Most likely, but at what cost?

For the famed Miami Beach real estate industry, the real estate investment opportunities look quite stable and the prices have not wavered much from the median index. Shark investors don’t think about discounts. They prefer investing and holding on to a real estate property for the several years, till it gives them good profit in the form of ample cash flow during their waiting period. Because that is how Florida real estate works, it is in the best interest of the market and for sure it directs to a certain point and has a different length in investing. I do believe that potential alone won’t bring you heights, but it can get you to a place you want to go. Well Florida real estate has what it takes and for me, it is a good place to invest money with.

Jron Magcale

http://cervera.com

Real Estate Negotiation – 7 Best Strategies

An important part of our job as Realtors is to help our clients negotiate for the best deal on a house. Your confidence and professionalism in this area will make your service memorable to your clients. Here are some strategies to help you guide your clients through the negotiation process.

1. Constantly re-establish trust.

Establishing trust between the parties is the most important strategy in any negotiation. Buyers and sellers know that the other party has interests that are in conflict with theirs. They begin with a certain amount of wariness of each other. It is valuable to establish rapport quickly. Show them that you and your clients will be reasonable to work with. Here are some ways for your clients to establish common ground:

Communicate that they have a common hobby, the same type of job, moved here from the same area, went to the same college, have similar children’s needs, or other relatedness.

Present evidence that your clients are qualified to buy the property.

If your buyer works for a well-known company, this may increase the seller’s trust.

Never delay your counteroffers. Show respect for the seller’s time.

Communicate that the buyer appreciates the home.

Begin the negotiation by establishing rapport. Then continue to reinforce it throughout the closing process. I have noticed that buyers are often reluctant to show that they like the house. They believe that an aura of disinterest will help their negotiation. I recall a transaction in which the buyers met the seller, and expressed how much they liked the house. During the negotiation the seller had multiple offers to choose from. Their offer was selected. The buyers’ encounter with the seller, and openness about how they felt, gave them an edge. Also, they were real people to the seller, while the other offers were just paper. The seller trusted them to close the deal.

2. Don’t get negative feelings involved.

While trust is the single most important factor in a negotiation, ego is the most destructive. Many times I have seen buyers include notes with their offers. They point out faults and deficiencies, and explain why the home is not worth the price. I guarantee that these buyers paid a premium. The point is, never run down the sellers’ home. This will bring their feelings to the table. And negative feelings are an unnecessary hurdle to have to overcome. If you have the opportunity, compliment the sellers’ house, decorating and gardens. Don’t forget that their children are always above average, and their pets are practically human. During the negotiation, anchor your offer price to market data.

3. Play on the Same Team.

It is important that you stay on the same team as your clients. A united front is a strong negotiating position. This may not be the way things really are. The wife may love the house, but the husband wants to negotiate the price. You may not approve of some of the terms of the offer. If you reveal a break in your ranks, the sellers will consider your position weaker.

4. Keep a Grain of Salt.

A healthy skepticism is a good thing in negotiation. Not everything you are told is true. How many times have you heard that the contract has to be in this quarter, or the price is going up? Does the 1% bonus for contract this week mean that you have to rush your offer in? Is the price really firm? Proposals such as these show you what is important to the seller. The seller may want close quickly and for full price, but, on the other hand, the seller may want to close, period. I can think of many times when I thought the buyer’s offer would never work, and yet, they got their terms.

5. Understand Special Needs.

A big part of negotiation is subtle. Little things make a big difference. Sometimes good deals go off track because of a difference in the style or personality of the parties. A misperception of the required tone can lead to a decline in trust. Some examples:

Slower Pace – The sellers were a couple in their 90’s. Since they did not leave the house, the buyers met them several times. The buyers took extra time to sit down and talk, and formed a strong bond.

Holy Ground – The sellers had a small grave for their dog on the property, which they were very sensitive about. The buyers realized this, and sent word that they would leave it in place.

For the Birds – The sellers had numerous bird feeders on the property. The buyers keyed in on this, and offered to continue feeding the birds.

Get a Grip – The sellers’ agent tended to give wrong information, did not handle details well, and was untrustworthy. In order to preserve the buyer’s trust, it was necessary to double check everything, handle paperwork, and watch deadlines.

6. Keep private things private.

Buyers may have some issues that should be kept private. They may have just sold their house, and need to act fast. They may need to start kids in school. They may be in the middle of a divorce. They may have an interest rate that is about to expire. Not one of these pieces of information will get them a better deal on a house. In fact, they all indicate that they are under pressure. Your buyers should be perceived as folks who are well qualified, who truly appreciate this home, and who can be trusted to close.

7. Get good information.

Here are some questions to ask before you and your clients compose an offer:

How is the market in general? How are other actives and recent sales priced?

How long has the home been on the market? Have there been price changes?

Did the house sell recently? What was the price?

Is there a time deadline that must be met? Would a pre or post lease be desirable?

What is the appraisal district value? The taxes? The HOA dues?

Is a disclosure available? A property inspection? A survey?

Are there any offers expected, or on the table now?

Price is just one consideration in the negotiation for a home. Other terms, such as financing, close date, repairs, or possession date may be just as important. Negotiating for a house requires skill in giving and taking information, and in communicating to the seller that your clients are the best buyers for their property.

Wholesaling Real Estate – Is It Really That Easy and Profitable?

I have had countless people ask me why on earth I would waste my time making  real   estate  investing courses if I was doing so well as a  real   estate  investor. Believe me it has nothing to do with the money. I could make 10 times more money by just sticking to what I am good at, which is  real   estate  investing. The truth is that I have always truly enjoyed teaching other people about things that I know how to do. There are truly only a couple of things in the world that I am good at and they happen to be selling  real   estate , investing in  real   estate  and helping other people to get started as investors.

I would bet a vast majority of you would want to do the same thing if you saw just how awesome  real   estate  wholesaling truly is.  Real   estate  wholesaling has huge so many huge advantages over the traditional forms of  real   estate  investing. I had never heard of  real   estate  wholesaling up until a few years ago, after hearing about how easy it was I must admit I was a bit skeptical. You know the old saying “If it sounds too good to be true, it probably is”, that is exactly what I thought of  real   estate  wholesaling at first.

How on earth could someone make that much money without the need for cash or credit? The main reasons that people are interested in  real   estate  investing is the large profit potential. This high profit is achieved because of the large numbers that investors deal with. Think for a minute, a 10% profit on a $200,000 home is $20,000. As a  real   estate  wholesaler you simply need to find a motivated seller who will sell at 70% of the fair market value. Then find an investor or retail buyer who will pay 80% of fair market value (which is still a great deal).

With traditional forms of investing you would have to buy the home for 70% of value, then sell the home for 80% of value. The problem with the traditional method is you need to have money to buy the the home in the first place. To get money to buy the home you need credit and usually a down payment. This leaves many people stuck dead in their tracks. Not  real   estate  wholesalers though.

A  real   estate  wholesaler knows that you don’t need to buy the home, you just need to put the home under contract. Once you have the home under contract (purchase agreement), you simply sell the contract to the end buyer. Instead of selling homes, wholesalers sell contracts. The great part is you do not need financing or credit to get a home under contract. Can you see how easy  real   estate  wholesaling is? You sell contracts instead of homes, it is as simple as that.

Real Estate Market In India

With property boom in India spreading across all directions,  real   estate  business is touching a new height every day. Additionally, the growth of this sector depends on the policies adopted by the government to make investments mainly in the economic and industrial sector easier. The new stand chosen by Indian government in regard to foreign direct investment (FDI) policies has inspired confidence an increasing number of countries to make investment in Indian properties.

India has displaced the United States as the second-most suitable destination for FDI in the world. As the investment scenario is changing, India has attracted more than four times foreign investment at US$ 8.96 billion during the first half of 2006-07 fiscal, as against US$ 3.38 billion during the corresponding period of 2005-06. And this achievement is making India amongst the “dominant host countries” for FDI in Asia and the Pacific (APAC).

The positive point of view of Indian government is the key factor behind the unexpected rise of the Indian  real   estate  market. The  real   estate  sector is the second largest employer after agriculture sector in India. Today, this growing sector is witnessing development in all areas, such as retail, residential and commercial in metro cities of India that include Mumbai, Kolkata, Chennai and Delhi & NCR. Easier access to bank loans and higher earnings are some of the primary basis behind the sudden jump in  real   estate  sector.

Why Invest In Indian  Real   Estate ?

Owing to vigorous boom in  real   estate  sector, property in India has become a dream for every potential investor who is looking forward to dig profits. All are eyeing for a share in Indian property market for a variety of reasons:

o The Indian growing economy is on a continuous rise with 8.1 per cent increase witnessed in the last financial year. The sudden boom in Indian economy increases purchasing power of its people and creates demand for  real   estate  sector.

o India is producing an estimated number of 2 million new graduates from various universities during this year, which is creating a demand for 100 million square feet of official and industrial space.

o Fortune 500 companies are in good presence and other reputed companies will attract more companies to initiate their operational bases in India thus arising more demand for corporate space.

o Investments in  real   estate  sector of India are paying huge dividends. More than 70 percent of investors belonging to foreign countries are making profits and another 12 percent are breaking even.

o Aside from IT, ITES and Business Process Outsourcing (BPO), India has shown its expertise in sectors like pharmaceuticals, auto-components, apparels, chemicals and jewellery where it can match the best in the world. These positive inherent characteristics of India are definitely going to attract more foreign investors in the near future.

Real Estate Business In India

A crucial factor behind over all development of any country is considered to be mostly depending on the accelerated growth rate in  real   estate  sector. Dynamic patterns of using land and its multi diverse practices have enabled the economic growth more vibrant than the decade went past. Both commercial and residential properties are more in functional practice to make rapid economic growth of the country easier. Further the development of commercial properties has played a significant role in our GDP growth in recent times.

Commercial property is like any type of property that is commercially used to make profit. The central point of commercial property is targeted towards economic and business activities. Commercial property is always meant for business purposes and revenue generation. Commercial property is a  real   estate  specially designed for commercial, industrial and institutional activities.

A wide variety of  real   estates  included into commercial properties that are specially used for business and industrial activities. All types of apartments, office buildings, commercial centers, shopping malls, warehouses, institutional buildings and distribution facilities come under the category of commercial properties.  Real   estates  used for scientific research and development activities are also considered as commercial properties.

There are several major elements responsible for such mushrooming growth in commercial  real   estate  sector. Service sector with high growth rate and IT sector, increasing multi-level economic activities and higher public-private participation in industrial sectors are some of the basic reasons behind booming commercial properties in India.

Led by mushrooming information technology industry and organized retail, Growth in commercial office space requirement is increasing day by day. For example, Information technology (IT) and ITES alone is estimated to require 150 million square feet across urban India by 2010. In a similar way, the organized retail industry is likely to require an additional 220 million square feet of land by 2010.

Jamaica Real Estate is a Solid Investment Despite World Economic Crisis

“Uncertainty in global financial markets has created a surge for more solid investments” says Edwin Wint, President of the Realtors Association of Jamaica. Mr. Wint goes on to say in a recent press release that, “real estate is a stable and concrete investment, and the global economic fallout is increasing demand for property in Jamaica.” The Association recently staged its First Annual Expo under the theme, “Secure Your Future with Real Estate”. The publishers of the Jamaica Real Estate Guide were there providing their valuable resource for all homebuyers and investors of Jamaican Real Estate.

Over on the North Coast of the Island, developments are abound with Solis The Palmyra Resort & Spa offering 277 apartments and 11 villas at prices ranging from US$500,000 for a studio to US$3.5 million for a beachfront villa. There is also the Colony at Half Moon with plans for development of 30 private villas. Richmond Development in St. Ann offers a World Class Residential Community with units starting at US$195,000. These developments have been marketing heavily to overseas clients who are looking for a tropical getaway that is in close proximity to the U.S. There are more than 300 International flights coming into Sangster International Airport in Montego Bay weekly and there are no restrictions to foreign ownership of Real Estate in Jamaica. In addition to easier access to beachfront property in Jamaica than in the U.S., Jamaica Real Estate is quite an attractive investment.

On the financial side of things, latest numbers from the Planning Institute of Jamaica in their report of Mortgages issued in Jamaica from NHT, NHDC, Building Societies, Life Insurance Companies and Credit Unions indicate that the volume and value of mortgages disbursed declined. The total number of mortgages disbursed fell by 8.2% to 8,553 during January -September 2008 compared with January – September 2007. This is a turnaround compared with the continued annual increases recorded in volume and value of mortgages disbursed. The number of mortgages disbursed went from 10, 556 year ending December 2006 to 12, 469 year ending December 2007 according to the report. The value of disbursed mortgages amounted to $31,595 million for the year ending December 2007, this compared with the $25,563.9 million disbursed for the year ending December 2006.

INFORMATION, INFORMATION, INFORMATION

In order to make an educated decision when investing in any commodity, you need information. It is no different for Jamaica Real Estate. The Jamaica Real Estate Guide aims to be a friendly and informative partner for prospective homebuyers and investors. The latest issue which was featured at the Realtors Association Expo 2008 at the Hilton Kingston Hotel on November 23rd has an article about Mortgage basics, a handy mortgage worksheet and a checklist of items for a loan application. Additionally, readers will find the usual delivery of full colour listings by Real Estate brokers and developers who promote their listings actively in this handy resource guide.

The Jamaica Real Estate Guide which was first published in 2006 started with the mandate of being a partner to the Jamaican Homebuyer, arming them with information about local real estate trends and the home buying process. With the demand increasing for Jamaica Real Estate from the local population and the Diaspora, so has the readership of the guide. The publishers of the Jamaica Real Estate Guide responded to demand by increasing the distribution of the magazine from 3,000 to 20,000 copies in print per issue. In addition, the website was redesigned to allow for free online viewing of the magazine. Response to the new website feature has been great with downloads coming from Countries like Australia, Bermuda, Canada, Denmark and of course the USA, Canada, our very own Jamaica and other neighbouring islands.